We must understand that to some degree, it's natural. It's natural in that it's fallen human nature. Observing instead of doing has certain rewards: less money, less risk and less pressure. Real life is chaotic; it doesn't always end well. Few people live happily ever after. You can't push the reset button.
Real life is risky...there is loss, there is death. Real life is full of pressure and stress. Watching, observing and cheering on others has none of those ugly realities. But God designed us to be doers. He made us to be achievers; He saved us to be over-comers